While interest rates are still at an historical low, many families still find themselves living payday to payday. Large, unexpected expenses, illness, or job loss will throw most families for a loop financially.
Many of us take this personally, wondering, what am I doing wrong? I am here to say, I don’t think it’s you….
Did you know, that to live an ‘average’ family lifestyle, including two working adults, two vehicles, and two or three kids, on average, spend $3,400 per month on housing and transportation alone? That is one job at $60,000 per year, committed to living somewhere and driving around! Perhaps there are those of you reading this who think, geez, I don’t spend that much! And I say, you’re lucky! This is a statistical average taken from coast-to-coast. It helps put into perspective, the cost of running a household.
Did you know, that this same family, spends, on average, $984 per month on food alone? Some of you might say, wow! Thats cheap! And others might think, ‘what the heck are people eating?’ But again, it gives you an interesting perspective doesn’t it?
Add into the mix: clothing, personal care, health care, recreation, extra-curricular, insurance, technology, savings (pfft!), debt payments … no wonder we feel squished.
So what do we do? How do we get out from under the stress?
It’s my job to show you how. It can be done.
Serenity Mortgage offers a Debt-Reduction and Cash Flow Increase Plan. On average, we save our clients $932 per month, and cut their interest costs by 63%. You can afford your life. You can afford to be happy. Ask us how.